April 2014

The evolving landscape of Management Liability Insurance

A recent uptick in the severity and frequency of Management Liability Insurance claims has resulted in some significant industry-wide changes to these policies. Many insurers are looking to increase premiums and deductibles, while restricting cover and limiting their exposures. Not only will these changes impact new policies, they are even being applied on renewal, altering cover that may have been in place for a significant length of time.

The most notable and business-critical change is insurance companies’ growing reluctance to include cover for securities claims, which is particularly important for start-up companies and those that require ongoing cash injections.

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Does your IT Liability Insurance provide the right protection?

Information Technology Liability Insurance is essential for any IT organisation or company, providing a unique combination of Professional Indemnity Insurance and Public & Products Liability cover. However, the host of products available makes it difficult to determine which policy will meet the needs of your organisation and provide you with the right level of protection.

The key is to simply ask the right questions in order to determine which policy is right for you.

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